For Business
High-Deductible Health Plans (HDHPs) are increasingly popular as employers seek a balance between affordability with comprehensive coverage. One unique challenge is that employees pay the full cost of care, including prescriptions, until they meet their deductibles. That means a thoughtful pharmacy strategy is essential for both employee satisfaction and managing plan spend. Excellus BlueCross BlueShield Read More »
Inflammatory Bowel Disease (IBD), including Crohn’s disease and ulcerative colitis, affects millions of adults in the United States. These lifelong conditions often require ongoing treatment with specialty and biologic medications. For employers and employees alike, IBD can bring physical, emotional, and financial challenges. At Excellus BlueCross BlueShield, we believe better care starts with connection. By Read More »
When we support your team's health, we’re also helping to control rising health care costs. Programs like care coordination, chronic condition support and virtual care, for example, help improve access and ensure your team gets the right care when needed. As your local, mission-based health plan, we work closely with providers and the broader health Read More »
Health and wellness benefits are an important employee attraction and retention driver for many businesses. With the ongoing rising costs of healthcare, small businesses are looking for ways to continue offering comprehensive benefits to their teams. Paul Valley, senior vice president commercial group markets, Excellus BlueCross BlueShield, discusses what small businesses need to know about Read More »
As prescription drugs gain new FDA-approved uses, pharmacy costs can rise along with that progress. At Excellus BlueCross BlueShield (BCBS), we’re here to help employers navigate these changes with a focus on access, affordability and thoughtful utilization management. What Are Expanded Indications? An expanded indication is a medication that was approved for one condition and Read More »
Deloitte estimates that proactive health measures could save the U.S. health care system up to $2.2 trillion annually by 2040, equating to more than $7,000 per person. Yet today, much of our nation’s health care spending is reactive and focused on treating illness after it occurs. The best opportunity for employers to shift that dynamic Read More »
Health care costs continue to rise, impacting premium rates and putting pressure on small businesses. With the complexity of the health care system, it can be challenging for employees to understand just how their premium dollars are put to use. We want to help. Click on the video below to learn how premium dollars are Read More »
Rising costs and the growing demand for health care — especially for hospital services and prescription drugs — are challenging patients, doctors, businesses, health plans, and the entire health care system. These difficulties are causing higher premiums and higher out-of-pocket costs nationwide. Many of our local health care leaders are already collaborating to make care more accessible Read More »
Prescription drugs are a major part of health care today and rising costs continue to affect both members and organizations. At Excellus BlueCross BlueShield (BCBS) our commitment stays rooted in the people we serve. As a nonprofit, we spend 92 cents of every premium dollar on medical and pharmacy care, and we’re focused on helping Read More »
Running a small business has never been easy. We understand these changes are difficult. Our commitment is to help small businesses make the most of their benefits and to continue supporting your employees in meaningful ways. Even in a challenging year, we’ve worked to deliver value, improve access, and help manage costs. Here are the Read More »